| Resources
Frequently Asked Questions
1. How can I submit business to BDI?
3. What is info necessary to get a quote?
4. How do I bind coverage on a quote?
5. Do I include my commission with the financing downpayment or do I send in the net amount?
6. How can I pay for the policies I have with Bloss & Dillard, Inc.?
7. What is account current or agency billing process of doing business?
8. How can I get a Certificate of Insurance?
9. What do we need to do to get filings issued?
10. How do I gain access to our register on the BDI site?
1. In order to be able to submit business to BDI, you will need to complete and return the Agency Agreement and Profile. You can download this form by clicking here. After we receive this completed form, you can start submitting quotes and business.
2. You can get applications from our website. Click here to go to our Forms page of our website.
3. In order to get a quote from our underwriters, it is imperative that you send in all the necessary information with the submission.
This would include: i. Completed application ii. Loss runs (if available) iii. MVR's, if applicable iv. Any other supporting documentation for the risk
4. For all our Personal Lines business, we bind based on the postmark of the application. For our Commercial Lines business (Commercial Auto, Commercial Lines, Brokerage), the binding authority exclusively rests with our underwriters and/or our companies. All required information listed on our quote to you must be received before binding will be considered.
5. If you have business with us, you can withhold your commission from the downpayment check. However, you must specify the exact total amount you received from the insured so we can apply the proper amount to the financing.
6. You can pay for the policies you have with BDI one of two ways. One way is account current or agency-bill; this is where your agency will be billed for the premium or you send the full amount in to us. The other way is to finance the premium through our in-house finance company, I.P.F.
7. Account current is a monthly report between an agent and the MGA or insurer, which includes policy numbers, premiums, and applicable commissions on business produced by that agent. Agency billing is basically the same thing where the agency is billed for all premiums due the MGA or insurer.
8. We have a page on our website that you can use to submit all the information necessary to have a COI issued by our office. We guarantee to have the completed COI back to you within 24 hours. Click here for the page.
9. We need the exact name and address to get these processed. Time is a real issue so doing it correct the first time is very important. We would suggest that you call and talk with one of the underwriters so we can tell you what all is needed to get them processed on a timely basis.
10.To access our new website, you need to do one of the following:
- If you are a existing BDI agent and have an account with us, click the "Have Agent ID, Need Password" link to the right, located below the Website Login fields. This will take you to the next screen where you need to input your Agent Account Number in top right field where it states "I am an agent but I don't have a username and password". Click Submit. This will take you to the login information screen. Here, you will enter all your login info. Then, using your User ID (email address) and password that you created, you will be able to access our site.
- If you do not have an account with BDI, click "New Users Sign-up" to the right, located below the Website Login fields. This will take you to a screen where you submit your information to us. We will receive that information and send your login info back to you. Our website is now self-administering, meaning that you register yourself and can immediately start using the website without waiting for approval and, if you forget your password, you can get it emailed back to you straight from the website by clicking the "Forgot Password" link.
