Personal Lines
The Personal Lines Department here at Bloss & Dillard Inc. can provide you with a variety of coverage for your specific needs. From dwelling fire coverage to inland marine, and manufactured homes to personal umbrella, we’ve got you covered. We write with A-rated carriers or better. We strive to exceed your insured’s needs.
// HIGHLIGHTED PRODUCTS
Check out some of BDI's most popular products.
Homeowners FLEX℠ through American Modern®
Bloss & Dillard is excited to share this flexible coverage for owner-occupied or seasonal homes that you can customize. This brand-new program is currently available in West Virginia, Kentucky, and Ohio and we are one of the first to offer it to our customers!
Dwelling Fire
Our dwelling fire programs offer coverage for many risks. Some of these include:
- DP-1
- DP-3
- Protected & Unprotected (Protection Class 9 & 10)
- Owner, rental, seasonal, and vacant occupancy
Low-Value Homeowners
We now offer coverage for a low value homeowner’s risk for West Virginia only. It is written on a HO-8 form. The occupancy can either be owner or seasonal occupied. These policies can only be written as actual cash value. Maximum dwelling amount is $225,000.
High-Value Homeowners
Coverage is available for the higher value homes that you need insured. They are written on a HO-3 form. These can either be written as an actual cash value policy, or as replacement cost. Risks with fire losses will be considered with a fire report.
Manufactured Homes
A wide variety of coverage options are available when quoting mobile homes. These include:
- Single or Double wide homes
- Owner, rental, seasonal, and vacant occupancy
- Protected & Unprotected (Protection Class 9 & 10)
- No age restriction
Personal Umbrella
We can quote personal umbrella policies up to $10 million. There are several markets to choose from. We are able to write households with youthful drivers, drivers with MVR activity, and older drivers as well.
Motorcycle
There is coverage for most types of bikes: cruiser, touring, standard, scooters, dirt bikes, ATV, and mopeds. Accessory, safety apparel, rental reimbursement & trip loss reimbursement options are available to endorse on the policy.
Antique Auto
We have a market that is one of the most inclusive classic auto and collector car insurance policies in the industry. We offer an agreed value settlement. We also offer additional coverages such as spare parts, towing, trip interruption, etc.
// DEPARTMENT CONTACTS
Contact one of our Personal Lines underwriters to learn more!
Lauren Turner
manager
Huntington Office
Terri Bentley-Litz
underwriter
Huntington Office
Karen Brooks
underwriter
Richmond Office