American Modern Has You Covered
Let American Modern help with all your dwelling needs. American Modern offers a dwelling basic program and a dwelling special program.
Basic dwelling program is designed to meet the needs of the dwelling owner that has a rental, seasonal, vacant, vacant with renovations and owner occupied.
- Policy term is 12 months
- Discounts are available like pay in full, multiple policy, etc.
- Named peril coverage and ACV loss settlement
- Water damage is available at $10,000
- Single family, duplex, 3 or 4 family structure – no age limit
A special dwelling program is designed to meet the needs of the dwelling owner that has a rental, seasonal or vacant.
- Policy term is 12 months
- Replacement cost loss settlement
- Max value of up to $1M
- Single family, duplex, 3 or 4 family structure
- No age limit but roof must be 20 years or newer
- Water damage included at 10% cov A with options up to 100%
