Working in cold weather can feel like your job description secretly changed to “professional popsicle.” Fingers go numb, noses turn red, and suddenly everyone is moving like a robt with low batteries. While the cold might seem harmless (or just very annoying), it can actually be risky if workers don’t take proper precautions. The good […]
We see them everywhere these days. These “Smoke Shops” are stores that sell tobacco products and electronic cigarettes. In so many cases, these exposures need premises liability to comply with the lease requirements of their landlords. Bloss & Dillard has a market that gives us in-house binding authority for general liability, excluding products. This is […]
Bloss & Dillard uses an email filtering system to figure out which emails are legitimate versus those that aren’t. Many emails we see get inadvertently blocked due to special tools like SPF and DKIM not being properly configured. Here is an explanation as to what SPF and DKIM actually are and why they matter. SPF […]
If you’re in the market for a program that can insure your manufactured homes, we have one for you. American Modern is the go-to market for this type of product. We can write all occupancies in any protection class. A unique coverage they offer under their manufactured home program is for tiny homes. They will […]
Now that October is here and autumn is in full swing, it’s the perfect time to dive into your seasonal TBR (To Be Read) list. Maybe you’re reaching for a heartwarming rom-com set in a cozy town—best enjoyed with your favorite hot drink. Or perhaps you’re in the mood for a chilling thriller so suspenseful […]
Are you aware that the standard homeowners, renters and commercial insurance policies do not cover flood damage? That’s where flood insurance comes in. It’s your shield against the financial devastation that a flood can bring. Think of it as a small investment that can prevent a huge headache and a lot of heartbreak. Neptune offers […]
Typically, when I think of Commercial Auto, I think of big trucks and tractors. But that is only some of what our Commercial Auto Dept. can do. Most of our public auto risks are written with National Indemnity (NICO), who has a broad appetite for the diversity of risks it insures. Non-Emergency Medical Transportation and […]
If you haven’t been in it before or if it has been a while since you have, I would recommend you check out our Agent Service Center. You can access this from our website, www.bloss-dillard.com by clicking the Account Login button in the top right of our home page. We are trying to make it […]
“You have the right to remain silent. Anything you say can and will be used against you in a court of law…” Many have heard this phrase, which is part of the Miranda Rights, by watching various crime shows on television. Police are required to inform those in their custody of their constitutional rights before […]
If your insured is running a business with multiple entities and locations, you probably already know how messy workers’ comp insurance can get. Different policies, different renewal dates, multiple audits, and trying to keep track of it all—it’s a lot. But here’s something agents may not realize: combining workers’ compensation coverage under one policy could […]