Spring Growth, Strong Coverage: Landscaping Insurance Solutions
April is behind us now. The trees are green, and the grass needs cutting. Bloss & Dillard are here to help you keep your lawn care and landscaping clients covered as they prosper and grow.
Our landscaping programs can provide general liability limits up to $3MM/$5MM with excess limits up to $25MM. These programs are flexible, allowing you to match coverage to your client’s needs. Optional coverages we can add at no additional charge include:
- Pesticide and herbicide applications coverage at full policy limits.
- In-transit pollution coverage with a sub limit of $50,000/$100,000.
- Lost key coverage with a sub limit of $25,000/$25,000.
- Property damage extension (care, custody or control) at a sub limit of $5,000/$25,000.
Per risk-specific characteristics, professional liability may also be available up to policy limits at no additional premium.
Let us not forget the tools of trade. Landscaping and lawn care pros use an assortment of power equipment and tools, including commercial-grade mowers, trimmers, edgers, leaf blowers, and saws. The contractor’s equipment extension is the tool of our trade, used to provide convenient coverage on many of these items. A limit of $25,000 can be added at no additional charge, with limits of $50,000 & $75,000 available at an additional premium. Eligible items include:
- Equipment and tools owned by you.
- Equipment and tools you lease or rent from others under a written agreement.
- Equipment and tools that you borrow while they are in your care, custody, or control.
- Installation property.
Whether your client is just mowing the lawn or creating themed landscapes rivaling the East Garden (Jacqueline Kennedy Garden) of the White House, Bloss and Dillard can provide the coverage to fit their unique needs.
