Modern Market Solutions for Manufactured Homes
If you are looking for a reliable market for your customer’s manufactured home, look no further. American Modern offers a wide range of options for them. We can write all occupancies in any protection class. Their open-peril coverage is appealing when insuring your owner, rental, and seasonal mobile homes.
The minimum dwelling limit is $5,000, with the maximum being $300,000. Replacement cost is available for homes that are 30 years old or newer. There is a wide range of endorsements that can be added to the policies. A few of these are earthquake, hobby farming (owner-occupied only), trip collision, and water backup. For owner and rental properties, you can also schedule personal property. The vacancy permission endorsement is available for owner-occupied homes and can be removed at any time. There are several others available, along with many discounts. A unique coverage American Modern offers under its manufactured home program is for tiny homes. They will consider these if they are permanently located and at least 100 square feet.
You can also schedule up to 25 units of the same occupancy (rental or seasonal) and in the same state, on one policy. They may also be written in the name of an LLC or corporation. There is a wide range of coverage for manufactured homes with American Modern. Give us a call with any questions.
