Workers’ compensation is a crucial aspect of workplace safety and employeeprotection, designed to provide financial support and medical care to workerswho are injured on the job. Among the various hazards that workers mayencounter, fall exposures represent a significant risk, particularly in industriessuch as construction, manufacturing, and warehousing. Falls can result insevere injuries or fatalities, making […]
Ah, summer—the season of sun, sand, and unfortunately, work. As the temperatures rise, so do the risks of workplace mishaps. But fear not, brave office warriors, for I bring you the ultimate summary of summer safety tips to keep you cool, collected, and intact during those scorching work hours. First on our list of summer […]
As an agent, what value-added services are you providing to your client? If you review worker’s compensation risks and write one through Bloss & Dillard, through Encova, there’s a nice option for you. Encova offers a safety service called Streamery. It is an online safety video library that has over 700 titles that can be […]
Alright, folks, let’s talk about the not-so-secret sauce in the workers’ comp world – the NCCI Mod Factor. It’s like the golden ticket to understanding why your insurance premium costs what it does. In this article, we’re going to break down the nitty-gritty of how these Mod Factors come to life, minus the jargon. What […]
Happy Fall! It’s my favorite season of all. Pumpkin spice and everything nice suchas outdoor festivals, hot beverages, steaming bowls of soup and scrumptioustreats. The word fall not only brings all these lovely things to mind, it brings Worker’sCompensation to mind as well. How? Let me tell you. One way is workload. We are allbusy […]
Worker’s compensation insurance and employer’s liability insurance are two distinct types of coverage that address different aspects of employer liability. While they are often purchased together as part of a comprehensive insurance package, it is important to understand their roles and differences. Let’s explore the dissimilarities between the two. Workers Compensation Insurance Coverage: Worker’s compensation […]
The National Council on Compensation Insurance (aka NCCI) created the ERM-14. A client is required to fully complete this form when they have made changes in their business such as name or legal status, ownership, mergers, consolidations, or a combinability ofseparate entities. Detailed accuracy is crucial when completing this form and information should be verified […]
“To be or not to be, that is the question.” This is probably the most famous line from playwright, William Shakespeare. It comes from his play Hamlet, and you may be saying “Well so what? How does that relate to insurance?” That line may not, but another phrase used by Williams Shakespeare does and that […]
It seems like only yesterday we were beginning to make plans for our summer activities. From vacations, and BBQs to family reunions and camping trips. Then in the blink of an eye, our days were filled with back-to-school shopping and getting the kiddos ready to embark on another school year. It’s September and our appetites […]