Now that October is here and autumn is in full swing, it’s the perfect time to dive into your seasonal TBR (To Be Read) list. Maybe you’re reaching for a heartwarming rom-com set in a cozy town—best enjoyed with your favorite hot drink. Or perhaps you’re in the mood for a chilling thriller so suspenseful […]
If your insured is running a business with multiple entities and locations, you probably already know how messy workers’ comp insurance can get. Different policies, different renewal dates, multiple audits, and trying to keep track of it all—it’s a lot. But here’s something agents may not realize: combining workers’ compensation coverage under one policy could […]
Spring brings hopes and expectations of new growth. The BDI Workers’ Compensation Department would love to help you with growth this season. It is a busy time for contractors with opportunities popping up everywhere. Some recently written classes we’ve had success with so far in 2025 are: We are here to help. Send your Workers’ […]
Some exciting news for Bloss & Dillard’s Workers’ Compensation Department is that we have a new market, Employer’s Insurance. We now have this in our stable of carriers to consider when quoting workers’ compensation for you and your clients. Employers have been providing cost-effective workers’ compensation insurance for over a century. With competitive pricing, financial […]
Workers’ compensation is a crucial aspect of workplace safety and employeeprotection, designed to provide financial support and medical care to workerswho are injured on the job. Among the various hazards that workers mayencounter, fall exposures represent a significant risk, particularly in industriessuch as construction, manufacturing, and warehousing. Falls can result insevere injuries or fatalities, making […]
Ah, summer—the season of sun, sand, and unfortunately, work. As the temperatures rise, so do the risks of workplace mishaps. But fear not, brave office warriors, for I bring you the ultimate summary of summer safety tips to keep you cool, collected, and intact during those scorching work hours. First on our list of summer […]
As an agent, what value-added services are you providing to your client? If you review worker’s compensation risks and write one through Bloss & Dillard, through Encova, there’s a nice option for you. Encova offers a safety service called Streamery. It is an online safety video library that has over 700 titles that can be […]
Alright, folks, let’s talk about the not-so-secret sauce in the workers’ comp world – the NCCI Mod Factor. It’s like the golden ticket to understanding why your insurance premium costs what it does. In this article, we’re going to break down the nitty-gritty of how these Mod Factors come to life, minus the jargon. What […]
Happy Fall! It’s my favorite season of all. Pumpkin spice and everything nice suchas outdoor festivals, hot beverages, steaming bowls of soup and scrumptioustreats. The word fall not only brings all these lovely things to mind, it brings Worker’sCompensation to mind as well. How? Let me tell you. One way is workload. We are allbusy […]
Worker’s compensation insurance and employer’s liability insurance are two distinct types of coverage that address different aspects of employer liability. While they are often purchased together as part of a comprehensive insurance package, it is important to understand their roles and differences. Let’s explore the dissimilarities between the two. Workers Compensation Insurance Coverage: Worker’s compensation […]
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