Telematics is quickly becoming a game-changer for commercial auto fleets, and honestly, it’s a lot cooler than it sounds. What used to be basic GPS tracking has turned into a full-on informational dashboard that keeps tabs on things like speed, braking, engine health, and even how smoothly someone takes a turn. It’s like every truck […]
For years, you have been sending BDI your trucking accounts. And while we still write a diverse book of trucking, we are seeing success in areas you may not have to come to us for before. While the appetite of your standard markets is starting to reflect the same challenges the trucking markets have been […]
Typically, when I think of Commercial Auto, I think of big trucks and tractors. But that is only some of what our Commercial Auto Dept. can do. Most of our public auto risks are written with National Indemnity (NICO), who has a broad appetite for the diversity of risks it insures. Non-Emergency Medical Transportation and […]
If your insured is running a business with multiple entities and locations, you probably already know how messy workers’ comp insurance can get. Different policies, different renewal dates, multiple audits, and trying to keep track of it all—it’s a lot. But here’s something agents may not realize: combining workers’ compensation coverage under one policy could […]
Ah, summer—the season of sun, sand, and unfortunately, work. As the temperatures rise, so do the risks of workplace mishaps. But fear not, brave office warriors, for I bring you the ultimate summary of summer safety tips to keep you cool, collected, and intact during those scorching work hours. First on our list of summer […]
Alright, folks, let’s talk about the not-so-secret sauce in the workers’ comp world – the NCCI Mod Factor. It’s like the golden ticket to understanding why your insurance premium costs what it does. In this article, we’re going to break down the nitty-gritty of how these Mod Factors come to life, minus the jargon. What […]
Worker’s compensation insurance and employer’s liability insurance are two distinct types of coverage that address different aspects of employer liability. While they are often purchased together as part of a comprehensive insurance package, it is important to understand their roles and differences. Let’s explore the dissimilarities between the two. Workers Compensation Insurance Coverage: Worker’s compensation […]