With chilly temperatures and possible snow on the ground, it may seem strange to be thinking about remodeling. However, according to many construction organizations, interior remodeling is either planned or started during the winter months. Exterior building and renovations are popular in the summer but many plan these projects in the winter, so now’s a […]
Alright, folks, let’s talk about the not-so-secret sauce in the workers’ comp world – the NCCI Mod Factor. It’s like the golden ticket to understanding why your insurance premium costs what it does. In this article, we’re going to break down the nitty-gritty of how these Mod Factors come to life, minus the jargon. What […]
Have you ever wondered if we offer coverage for seasonal homes? Good news, we do! Whether it’s a cabin in the woods, or a home by the lake, we’ve got you covered. We have several options we can tailor to fit your needs. It is not only important to cover your home and contents, but […]
As with many transactions we do in today’s world, Bloss & Dillard can accept electronic payments via credit card or ACH payment from the insured or our agents. You can pay for the policy in full or the down payment if you choose to finance the policy with our in-house finance company, IPF. Along with […]
Do you have a Used Auto Dealer, Repair Shop, Body Shop or Mobile Mechanic seeking coverage? If so, we have markets available and we would be happy to provide you with a quote. Non-franchised Used Auto Dealers and Used Truck and Tractor Dealers are normally no problem for our markets. Repair Shops offering alignments, brake […]
These operations involve the care of trees such as, but not limited to the removal of dead, or unwanted branches, trimming for beautification purposes, the various methods of applying fertilizers, pesticides, and fungicides, the care of damaged or diseased trees, as well as incidental chipping and removal of fallen branches, stumps, and other debris. Coverage […]
Happy Fall! It’s my favorite season of all. Pumpkin spice and everything nice suchas outdoor festivals, hot beverages, steaming bowls of soup and scrumptioustreats. The word fall not only brings all these lovely things to mind, it brings Worker’sCompensation to mind as well. How? Let me tell you. One way is workload. We are allbusy […]
Have you ever found yourself wishing you had flood coverage for your insured, but it was too late? Look no further. Bloss & Dillard has easy access to flood insurance through Neptune Flood. They have a painless, quick process to get a quote or even bind a policy in just minutes. Neptune offers additional coverage […]
Worker’s compensation insurance and employer’s liability insurance are two distinct types of coverage that address different aspects of employer liability. While they are often purchased together as part of a comprehensive insurance package, it is important to understand their roles and differences. Let’s explore the dissimilarities between the two. Workers Compensation Insurance Coverage: Worker’s compensation […]
AUDITS, whether you love them or hate them, most would say the word audit has a negative feel and can bring on potential panic. The vast majority of P&C carriers request audits for their policies, and it is a pick-and-choose situation as they are not completed on every single policy written. More established companies with […]