Competitive Homeowners Markets
Did you know that we specialize in hard-to-place homeowner’s policies? Have you ever had a client call with a home that is difficult to insure? Call us first to see if the risk is eligible. With our competitive markets, we can offer coverage for your high or low-value homes. We have a few different reliable markets we can write with. We have a market for HO-3, HO-4, HO-6, and HO-8. So, whether you’re trying to place coverage for an owner, a secondary/seasonal home, a tenant package, or an owner condo unit, we have what you need.
When writing a homeowner’s policy with us, there is automatic coverage for your personal property, comprehensive personal liability, medical payments, other structures, and loss of use. There are many optional coverages available as well. Some of these include extended replacement cost, builder’s risk, ordinance or law, and water backup.
Here are some different scenarios where homeowner’s coverage is obtainable with us, but may not be offered with your standard carrier:
- If a GL policy is in force, we can consider homes with small businesses running in them
- Land acreage accepted
- Protection class 9 & 10 accepted
- Log homes accepted
- LLC or a trust with limited liability coverage
- No prior insurance (less than a year)
These are just some of the ways we can help insure your properties. Call us with any unique risk and we will be happy to help get you the coverage you need.
