Homeowners Coverage Solutions for Hard-to-Place Risks
If you’ve ever come across a difficult homeowner to place and can’t seem to find the right coverage, give us a call for eligibility, and we will work to give you the best rate we can. We have multiple reliable companies that we place our homeowners with. We have a market for HO-3, HO-4, HO-6, and HO-8. So, whether you’re trying to place coverage for an owner, a secondary/seasonal home, a tenant package, or an owner condo unit, we have what you need.
When writing a homeowner’s policy, there is coverage for your personal property, personal liability, medical payments, other structures, and loss of use. There are also many different optional coverages available. Some of these include ordinance and law, water backup, service line, identity fraud, extended replacement cost, etc.
Here are some different scenarios where homeowner’s coverage is obtainable with us, but may not be offered with your standard carrier:
- If a GL policy is in force, we can consider homes with small businesses run in them
- Land acreage accepted
- Protection class 9 & 10 accepted
- Log homes accepted
- LLC or a trust with limited liability coverage
Be sure to call us with any questions or unique risks you come across. We will be happy to help get the coverage your client needs.
