Insuring Manufactured & Tiny Homes Made Easy
If you’re in the market for a program that can insure your manufactured homes, we have one for you. American Modern is the go-to market for this type of product. We can write all occupancies in any protection class. A unique coverage they offer under their manufactured home program is for tiny homes. They will ensure these if they are permanently located. Their open peril coverage is appealing when insuring your owner, rental, and seasonal mobile homes.
The minimum dwelling limit is $5,000, with the maximum being $350,000. Replacement cost is available for homes that are 30 years old or newer. There is a wide range of endorsements that can be added to the policies. A few of these are earthquake, hobby farming (owner-occupied only), trip collision, and water damage. For owner and rental properties, you can also schedule personal property. The vacancy permission is available for owner-occupied homes and can be removed at any time. There are several others available, along with many discounts. Give us a call for details.
You can also schedule up to 25 units of the same occupancy (rental or seasonal) and in the same state, on one policy. Do you come across clients who have mobile home parks that need property and liability coverage? We have a product for them. They may also be written in the name of an LLC or corporation. As you can see, there is a wide range of coverage for manufactured homes with American Modern. Give us a call and let us work up a quote for you.
