Why Flood Insurance is your rainy-day Superhero
Are you aware that the standard homeowners, renters and commercial insurance policies do not cover flood damage? That’s where flood insurance comes in. It’s your shield against the financial devastation that a flood can bring. Think of it as a small investment that can prevent a huge headache and a lot of heartbreak.
- Protect Your Structure: Flood insurance covers the building itself, including electrical and plumbing systems, foundations, walls, and more.
- Safeguard Your Belongings: It also protects your personal property – everything from furniture and electronics to clothing and appliances.
- Peace of Mind & Faster Recovery: With flood insurance, you can start rebuilding faster and with less stress, knowing you have financial support during a difficult time.
Neptune offers both personal and commercial policies with online rating available nationwide.
Here are some guidelines with coverage examples that are available:
Commercial – Building coverage up to $10,000,000 and Contents coverage up to $1,000,000 – we can also provide some extra coverages for Business Interruption, Replacement cost on building and Building Betterments & Improvements.
ELIGIBILITY
- Non-residential risks
- Building square footage:
- A & X Zones: No minimum, maximum 250,000 square feet
- V Zone: No minimum, maximum 100,000 square feet
- Note: based on entire building square footage, not only the occupied or leased/rented space. Eligibility based on number of stories.
Personal – Building coverage up to $7,000,000 and Contents coverage up to $500,000 – we can also provide some extra coverages for Temporary Living Expenses, Replacement cost on contents, Basement Contents, Unattached Structures, Pool repair and refill, Loss of rental income, Building Betterments & Improvements.
ELIGIBILITY
- 1-4 family dwelling, including condos for unit owners
INELIGIBILITY
- Properties with more than one flood loss, or a flood loss greater than $25,000
- Manufactured or mobile homes
- Buildings located partially or entirely in, on, or over water
Don’t wait until the next big rainstorm hits! One inch of water can cause thousands of dollars in damage. Getting a flood insurance quote online is the quickest way to find out what it takes to protect your insured’s financial future.
Visit our website: www.bloss-dillard.com for our online rating tools. If you are a first-time user of our Agent Service Center just simply register on our login page. If you need assistance, please reach out to Tate Tooley for help. ttooley@bloss-dillard.com
You will need a separate login for our Neptune flood rating and if you do not have that, you can reach out to our Marketing Team – Zack Smith zsmith@bloss-dillard.com or Reid Sutton rsutton@bloss-dillard.com. If you do have a Neptune login, you can also go directly to rating at the following site: https://neptuneflood.com/agent-hub/#/login
We also have a “Bonus”, our 4th Quarter Raffle Contest is featuring Neptune. Every quote that you complete online with Neptune will be an entry for you to win one of two $50.00 gift cards. The more quotes you request, the higher your chances of winning! So do not wait – start quoting today for your chance to be a winner. Good luck!
